All tied up
The Emporia State soccer team added one more tie to their record this season as they traveled to Fort Hays State last Thursday. The Hornets fared well with Fort Hays both on the scoreboard and on the stats sheet as they managed to generate eight shots all on goal to nine shots by Fort Hays.
Unlike previous games this season, it was the Hornets who struck first as Mallory Walden scored her second goal of the season on a header in the 12th minute. Sarah Anderson received the assist off a corner kick. The Tigers answered back in the 56th minute, and the game ended in a 1-1 tie.
Hornet volleyball falls to Truman
It took Truman five games, but they finally defeated the Emporia State volleyball team last Saturday, 3-2, winning the final match 15-12. The Hornets were down two matches to one before winning the fourth by two points. Every game on the day was decided by no more than three points. ESU started the day losing the first match 25-22 before answering back with a 25-23 victory. The third match saw Truman win by an identical 25-22 score. The Hornets then won the fourth 25-23 before falling in the final match.
Katie Deutschmann, Paige Vanderpool and Amanda Gerety all registered double-doubles for the Hornets on the day. ESU will look to improve from the defeat as they take on Missouri Western at 7 p.m. on Sept. 23 at White Auditorium.
Mona finishes 10th overall for XC
The Emporia State cross country teams traveled to Lincoln, Neb. this weekend to compete in the Woody Greeno Nebraska Invitational. The men finished 14th overall out of 28 total teams. Asher Delmott finished 40th overall with a time of 26:20.7, and Jacob Bull finished 87th out of over 300 runners.
Katie Mona had the best finish for ESU on the day finishing 10th overall, as she was the second non-Division I runner to cross the finish line at 21:49.0. The ESU women placed 20th overall out of 25 teams. The Hornet runners will compete this Saturday at the Tabor Invitational in Hillsboro.
Finance 101: money-management skills for college students & parents.(MONEY TALKS)
Ebony September 1, 2008 | Bennett, Joy T.
[ILLUSTRATION OMITTED] Sticker shock today isn’t limited to just the gas pump. The cost of college tuition is perpetually on the rise, but what about the other expenses that come with college living? website free coupons for groceries
“The cost of attending college goes well beyond tuition,” says Danielle M. Kennedy-Lamar, associate vice president for Florida A&M University’s (FAMU) Enrollment Management. “Other costs include housing, a food plan, books, transportation and personal expenses.” She adds that parents need to consider all costs when setting a budget for their son’s or daughter’s education and estimate the total amount you will pay for each to attend school for one year. Parents should request a cost summary from the school or check the school’s Web site for up-to-date information on prices.
Students should be cautious when applying for and using credit cards. Since debt accumulated in college can haunt them for years, students should charge only when necessary and pay off the balance each month. Interest rates on credit cards are high and add up quickly. Credit is not free money, and some students don’t seem to understand that fact. Do you really want to pay interest on pizza and potato chips? Using a debit card is safer for everyday expenses. Debit cards offer convenience, but a student can’t overspend because purchases are limited to the amount of money in the bank account.
Preparing to pay for a college education and planning how to allocate money can be a daunting task for parents and students. Be sure to consider all factors when computing college costs:
* Tuition and fees * Housing * Food plan (Students can save money by sticking to their prepaid campus food plan and not eating at fast-food restaurants.) * Books and supplies (Students can purchase used textbooks or borrow books from students who have taken the course previously.) * Personal expenses (laundry, medical, disability expenses) * Transportation * Cell phone plan * Long distance phone card * Experienced parents of college students also advise opening a joint checking account in the area where the college is located. Many banks offer free or low-fee checking for students. Choose a bank with convenient ATM locations to reduce out-of-network fees.
* Financial Planning (For Parents And Students):
Before school begins and to avoid unfortunate (and costly) misunderstandings, students and parents should discuss which college expenses the parents will cover and which ones the student will be expected to pay.
* Monthly money allotments work best for new students; this gives them experience in managing funds. If the parent gives the student a large lump sum at the beginning of the semester, the student may use the entire amount in the first month.
* Students should develop a personal budget. Separate your money. For instance, use student loans only for school expenses, such as tuition and books, and money from home for living expenses, such as food not covered by a meal plan, cell phone bills, Internet service, clothes and entertainment.
* Students should put themselves on an allowance.
* Set up an emergency fund for unexpected expenses.
* Get your roommate on board with your budget. Call or text your roommate before school starts to divide expenses and avoid making duplicate purchases. Decide who will bring the refrigerator and who will bring the microwave oven. web site free coupons for groceries
* Check out part-time job opportunities on or near campus.
* Campus Money Management (For Students):
* Look for low-cost campus entertainment * Rent videos instead of going to the movies * Share cab rides * Use coupons for groceries, restaurants and any other necessary items. (And don’t forget the free samples.) * Take advantage of dollar menus at fast-food restaurants * Jazz up frozen pizzas with extra cheese, pepperoni or veggies. This is less expensive than ordering pizza delivery or at a restaurant.
Making ends meet at college may seem impossible, but being money wise pays off. According to a recent College Board study, people with a bachelor’s degree earn more than 60 percent more than those with only a high school diploma.
That translates into more than $800,000 in earning potential over a lifetime. The short-term financial sacrifices students and parents make pay big dividends later.
Bennett, Joy T.
